50/30/20 Budget Calculator

See how your monthly income splits into needs, wants, and savings.

Calculating…
Wants (30%)
Savings (20%)
How this is calculated

The 50/30/20 rule divides your after-tax monthly income into three buckets: fifty percent for needs (housing, food, utilities), thirty percent for wants (entertainment, dining out), and twenty percent for savings and debt repayment. All math runs locally in your browser.