Pricing & Productivity
Set rates, price projects, and measure where your time goes.
Profit Margin & Markup CalculatorConvert between cost, price, margin and markup.
Hourly Rate CalculatorBack into an hourly rate from a target income.
Billable Hours CalculatorUtilization, billable hours and effective rate.
Meeting Cost CalculatorThe loaded cost of a meeting by attendees and time.
Day Rate CalculatorTurn a target income into a sustainable day rate.
Agency Markup CalculatorMarkup on subcontracted or pass-through work.
Scope Creep CalculatorCost of unbilled extra work against a fixed fee.
Project Pricing CalculatorPrice a fixed-scope project from hours and rate.
Cost-Plus Pricing CalculatorBuild a price up from costs plus a target margin.
Retainer Pricing CalculatorPrice a monthly retainer from committed hours.
Value-Based Pricing CalculatorAnchor price to the value delivered, not hours.
Raise Your Rate CalculatorSee the income impact of a rate increase.
Payment Terms Cash Flow CalculatorCash-flow and discount cost of net terms (e.g. 2/10 net 30).
Time to Money CalculatorHow long invoiced work takes to become cash.
Consulting Fee CalculatorCost build-up plus the 3x-rule heuristic for fees.
Late Fee CalculatorLate fees and interest on overdue invoices.
Capacity PlannerHow much billable work your available hours support.
Personal Finance
Budgeting, runway, debt payoff and savings for variable income.
Debt Payoff CalculatorSnowball vs avalanche payoff time and interest.
Emergency Fund CalculatorMonths of runway your savings cover.
Business Runway CalculatorHow long cash lasts at your burn rate.
Net Worth CalculatorAssets minus liabilities at a glance.
Savings Goal CalculatorMonthly contribution needed to hit a goal.
Sinking Funds PlannerSet aside monthly for known future expenses.
50/30/20 Budget CalculatorSplit income across needs, wants and savings.
FIRE CalculatorFinancial-independence target and timeline.
Irregular Income Budget PlannerBudget from a baseline percentile of variable income.
Income Smoothing CalculatorEven out a steady monthly draw from lumpy income.
Marketplace Fees
See real take-home after marketplace and processor fees.
Payment Processor ComparisonStripe vs PayPal vs Square net after fees.
eBay Fee CalculatoreBay final-value and per-order fees on a sale.
Amazon Referral Fee CalculatorAmazon referral fee by category (FBA excluded).
Etsy Fee CalculatorEtsy listing, transaction and processing fees.
Mercari Fee CalculatorMercari selling fee and net payout.
Marketplace Fee ComparisonCompare net take-home across marketplaces.
Shipping & Travel
Flat-rate shipping prices and government per-diem rates.
Generators
Create invoices, proposals and rate cards in your browser.