Payment Processor Comparison
Compare fees across Stripe, PayPal, and Square for your transaction amount.
| Processor | Fee $ | You keep $ | Effective rate % |
|---|
How this is calculated
Each processor charges a percentage of the transaction plus a small fixed fee per transaction. The tool applies each processor's published rate to your amount, subtracts the fee to show what you keep, and ranks them from cheapest to most expensive. Online and in-person rates differ because card-present transactions carry lower fraud risk. All math runs locally in your browser — nothing is sent to a server.
Which processors are compared?
Stripe, PayPal, and Square using the verified processor fee table. Enter a transaction amount to see estimated net after fees.
Do these rates include every plan tier?
No. Specialty plans, international cards, chargebacks, and negotiated enterprise rates are out of scope. Check each processor’s published pricing for your account type.
Is this financial advice?
No. It is an informational fee estimate. Choice of processor also depends on payout timing, dispute tools, and product fit — not fees alone.